Fintech Services in the US - Page 2

US-based and US-serving banks, payment processors, and fintech platforms. FDIC-insured accounts, ACH transfers, and USD-denominated services for American residents and businesses.

71 financial services · Updated on

Meow

Meow: Corporate Treasury & Business Cash Management

Business BanksInvestment Platforms

Meow offers corporate treasury for startups: T-bills, money market funds, and bank sweeps with enhanced FDIC coverage. Automate your cash yields.

Every.io

Every.io for Startups: Finance & Expense Platform Suite

Business BanksDigital Banks

Every.io unifies banking, bill pay, payroll, expenses, bookkeeping and taxes for startups. Get cash insights and approvals in one platform—learn more.

Highbeam

Highbeam: Business banking and credit for ecommerce

Business BanksDigital Banks

Highbeam offers business banking, corporate cards, and working capital for ecommerce brands. Get FDIC-insured deposits, spend controls, and analytics.

Bluevine

Bluevine Business Banking: Checking, Payments, Credit

Business Banks

Bluevine offers FDIC‑insured business checking, bill pay, and a line of credit for U.S. SMBs. No monthly fees plus accounting integrations. See rates and apply.

NorthOne

NorthOne: Business banking built for small companies

Business Banks

NorthOne offers a mobile business bank account for U.S. SMBs with budgeting envelopes, cash deposits, and popular app integrations. Learn more.

Novo

Novo Business Checking for SMBs, Invoicing & Payouts

Business Banks

Novo offers free business checking with no monthly fees, invoicing, Stripe and Shopify integrations, and faster payouts. Open online in minutes today.

Ramp

Ramp | Corporate Card & Expense Management Platform

Business BanksExpense Management

Ramp delivers 1.5% cash back corporate cards, bill pay, reimbursements, and real-time spend controls with accounting integrations—no platform fees. Get started.

Brex

Brex: Corporate Cards & Expense Management Platform

Business Banks+2 more

Brex unifies corporate cards, expense controls, bill pay, reimbursements, and travel for U.S. businesses. Earn rewards and integrate with ERP. Learn more.

Fold Card

Fold Card Bitcoin Rewards Debit Card for Daily Spending

Crypto Cards

Prepaid Visa debit card that lets you spend USD and earn bitcoin rewards. Includes ACH account details, bill pay, and FDIC pass-through on cash balances.

BitPay Card

BitPay Card: Crypto Debit Card for Everyday Spending

Crypto Cards

Convert crypto to dollars and spend instantly with the BitPay Card. Earn cash back at select merchants. New applications currently paused.

Interactive Brokers

Interactive Brokers: Global Online Trading Platform

Investment Platforms

Interactive Brokers offers low-cost trading across 160+ markets with $0 commissions on US stocks (Lite), competitive margin rates, and SIPC protection.

Coinbase One Card

Coinbase One Card: Up to 4% Bitcoin Back Rewards

Credit CardsCrypto Cards

Earn up to 4% bitcoin back on purchases. No foreign transaction fees, and pre-qualify with no credit score impact (Coinbase One members).

Coinbase Card

Coinbase Card: Visa Debit Card That Earns Crypto Back

Crypto Cards

Earn unlimited crypto rewards on everyday spending with no annual fee or spending fees. Use anywhere Visa debit is accepted worldwide.

Zyla

Zyla Review 2025: Multi-Currency Business Payments for US SMEs

Business BanksDigital Banks

Zyla offers free multi-currency accounts for US businesses. Collect from 100+ marketplaces, pay suppliers in CNH, and access Ant Group's global payment network.

Relay

Relay Review 2025: Free Business Banking for Small Businesses

Business BanksDigital Banks

Relay offers fee-free business banking with 20 checking accounts, 1.5% cashback credit card, and 2.86% APY savings. FDIC insured up to $3M. Profit First ready.

Melio Payments

Melio: Bill Pay & Invoicing Platform for Small Businesses

Payment Processors

Melio offers free ACH bill payments, credit card payments at 2.9%, and invoicing tools. Pay vendors where cards aren't accepted. Syncs with QuickBooks and Xero.

QuickBooks Payments

QuickBooks Payments: Integrated Payment Processing for Small Business

Payment Processors

QuickBooks Payments accepts cards, ACH, Apple Pay, PayPal, and Venmo with auto bookkeeping sync. Rates from 1% ACH to 2.99% cards. $25K chargeback protection.

Square

Square: All-in-One POS, Payments & Business Management Platform

Payment Processors

Square offers free POS software, payment processing at 2.6% + 10¢, and business tools for retail, restaurants, and services. No contracts or hidden fees.

Authorize.net

Authorize.net: Payment Gateway for Online & In-Person Payments

Payment Processors

Authorize.net offers secure payment gateway services for credit cards and eChecks. Accept online, mobile, and in-person payments with fraud protection and 160+ integrations.

Maverick Payments

Maverick Payments: High-Risk Merchant Accounts & Payment Processing

Payment Processors

Maverick Payments offers full-service processing for high-risk and specialty merchants. White-label solutions for ISOs and ISVs with fraud and chargeback tools.

PayPal

PayPal: Online Payment Processing for Businesses & Merchants

Money Transfer ServicesPayment Processors

PayPal enables businesses to accept credit cards, debit cards, and digital wallet payments online and in-store. Trusted by 35M+ merchants in 200+ countries.

Zip

Zip: Interest-Free Pay in 4 for Online and In-Store Shopping

Buy Now Pay Later

Zip lets you split purchases into 4 interest-free payments over 6 weeks. Shop online or in-store with a virtual card. Available at thousands of retailers.

PayPal Pay Later

PayPal Pay Later: Interest-Free Installments from a Trusted Name

Buy Now Pay Later

PayPal Pay Later lets you split purchases into 4 interest-free payments or monthly installments up to 24 months. Seamless integration with your PayPal account.

Sezzle

Sezzle: Interest-Free Buy Now Pay Later with Flexible Rescheduling

Buy Now Pay Later

Sezzle offers interest-free pay-in-4 plans and financing up to 48 months. Build credit with Sezzle Up, reschedule payments, and shop at 39,000+ stores.

Affirm

Affirm: Flexible Buy Now Pay Later with Transparent Financing

Buy Now Pay Later

Affirm offers buy now pay later with 0-36% APR. Split purchases into 4 payments or monthly installments up to 60 months. No hidden fees. 320K+ merchants.

Shop Pay Installments

Shop Pay Installments: Shopify's Buy Now Pay Later Solution

Buy Now Pay Later

Shop Pay Installments lets customers split purchases into interest-free payments. Boost conversions and reduce cart abandonment on your Shopify store.

Afterpay

Afterpay: Interest-Free Buy Now Pay Later for Shoppers

Buy Now Pay Later

Afterpay lets you shop now and pay in 4 interest-free installments. Available at thousands of retailers worldwide. No credit checks or hidden fees.

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