Fintech Services in the US - Page 2
US-based and US-serving banks, payment processors, and fintech platforms. FDIC-insured accounts, ACH transfers, and USD-denominated services for American residents and businesses.
71 financial services · Updated on
Meow
Meow: Corporate Treasury & Business Cash Management
Meow offers corporate treasury for startups: T-bills, money market funds, and bank sweeps with enhanced FDIC coverage. Automate your cash yields.
Every.io
Every.io for Startups: Finance & Expense Platform Suite
Every.io unifies banking, bill pay, payroll, expenses, bookkeeping and taxes for startups. Get cash insights and approvals in one platform—learn more.
Highbeam
Highbeam: Business banking and credit for ecommerce
Highbeam offers business banking, corporate cards, and working capital for ecommerce brands. Get FDIC-insured deposits, spend controls, and analytics.
Bluevine
Bluevine Business Banking: Checking, Payments, Credit
Bluevine offers FDIC‑insured business checking, bill pay, and a line of credit for U.S. SMBs. No monthly fees plus accounting integrations. See rates and apply.
NorthOne
NorthOne: Business banking built for small companies
NorthOne offers a mobile business bank account for U.S. SMBs with budgeting envelopes, cash deposits, and popular app integrations. Learn more.
Novo
Novo Business Checking for SMBs, Invoicing & Payouts
Novo offers free business checking with no monthly fees, invoicing, Stripe and Shopify integrations, and faster payouts. Open online in minutes today.
Ramp
Ramp | Corporate Card & Expense Management Platform
Ramp delivers 1.5% cash back corporate cards, bill pay, reimbursements, and real-time spend controls with accounting integrations—no platform fees. Get started.
Brex
Brex: Corporate Cards & Expense Management Platform
Brex unifies corporate cards, expense controls, bill pay, reimbursements, and travel for U.S. businesses. Earn rewards and integrate with ERP. Learn more.
Fold Card
Fold Card Bitcoin Rewards Debit Card for Daily Spending
Prepaid Visa debit card that lets you spend USD and earn bitcoin rewards. Includes ACH account details, bill pay, and FDIC pass-through on cash balances.
BitPay Card
BitPay Card: Crypto Debit Card for Everyday Spending
Convert crypto to dollars and spend instantly with the BitPay Card. Earn cash back at select merchants. New applications currently paused.
Interactive Brokers
Interactive Brokers: Global Online Trading Platform
Interactive Brokers offers low-cost trading across 160+ markets with $0 commissions on US stocks (Lite), competitive margin rates, and SIPC protection.
Coinbase One Card
Coinbase One Card: Up to 4% Bitcoin Back Rewards
Earn up to 4% bitcoin back on purchases. No foreign transaction fees, and pre-qualify with no credit score impact (Coinbase One members).
Coinbase Card
Coinbase Card: Visa Debit Card That Earns Crypto Back
Earn unlimited crypto rewards on everyday spending with no annual fee or spending fees. Use anywhere Visa debit is accepted worldwide.
Zyla
Zyla Review 2025: Multi-Currency Business Payments for US SMEs
Zyla offers free multi-currency accounts for US businesses. Collect from 100+ marketplaces, pay suppliers in CNH, and access Ant Group's global payment network.
Relay
Relay Review 2025: Free Business Banking for Small Businesses
Relay offers fee-free business banking with 20 checking accounts, 1.5% cashback credit card, and 2.86% APY savings. FDIC insured up to $3M. Profit First ready.
Melio Payments
Melio: Bill Pay & Invoicing Platform for Small Businesses
Melio offers free ACH bill payments, credit card payments at 2.9%, and invoicing tools. Pay vendors where cards aren't accepted. Syncs with QuickBooks and Xero.
QuickBooks Payments
QuickBooks Payments: Integrated Payment Processing for Small Business
QuickBooks Payments accepts cards, ACH, Apple Pay, PayPal, and Venmo with auto bookkeeping sync. Rates from 1% ACH to 2.99% cards. $25K chargeback protection.
Square
Square: All-in-One POS, Payments & Business Management Platform
Square offers free POS software, payment processing at 2.6% + 10¢, and business tools for retail, restaurants, and services. No contracts or hidden fees.
Authorize.net
Authorize.net: Payment Gateway for Online & In-Person Payments
Authorize.net offers secure payment gateway services for credit cards and eChecks. Accept online, mobile, and in-person payments with fraud protection and 160+ integrations.
Maverick Payments
Maverick Payments: High-Risk Merchant Accounts & Payment Processing
Maverick Payments offers full-service processing for high-risk and specialty merchants. White-label solutions for ISOs and ISVs with fraud and chargeback tools.
PayPal
PayPal: Online Payment Processing for Businesses & Merchants
PayPal enables businesses to accept credit cards, debit cards, and digital wallet payments online and in-store. Trusted by 35M+ merchants in 200+ countries.
Zip
Zip: Interest-Free Pay in 4 for Online and In-Store Shopping
Zip lets you split purchases into 4 interest-free payments over 6 weeks. Shop online or in-store with a virtual card. Available at thousands of retailers.
PayPal Pay Later
PayPal Pay Later: Interest-Free Installments from a Trusted Name
PayPal Pay Later lets you split purchases into 4 interest-free payments or monthly installments up to 24 months. Seamless integration with your PayPal account.
Sezzle
Sezzle: Interest-Free Buy Now Pay Later with Flexible Rescheduling
Sezzle offers interest-free pay-in-4 plans and financing up to 48 months. Build credit with Sezzle Up, reschedule payments, and shop at 39,000+ stores.
Affirm
Affirm: Flexible Buy Now Pay Later with Transparent Financing
Affirm offers buy now pay later with 0-36% APR. Split purchases into 4 payments or monthly installments up to 60 months. No hidden fees. 320K+ merchants.
Shop Pay Installments
Shop Pay Installments: Shopify's Buy Now Pay Later Solution
Shop Pay Installments lets customers split purchases into interest-free payments. Boost conversions and reduce cart abandonment on your Shopify store.
Afterpay
Afterpay: Interest-Free Buy Now Pay Later for Shoppers
Afterpay lets you shop now and pay in 4 interest-free installments. Available at thousands of retailers worldwide. No credit checks or hidden fees.
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