Terms of Service and User Agreement

Last Updated: November 29, 2025

1. Introduction

Welcome to BankList.co. These Terms of Service ("Terms") govern your access to and use of the BankList.co website located at banklist.co (the "Service"), operated by BankList.co ("we," "us," or "our").

By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Service.

2. Description of Service

BankList.co is an online directory and comparison platform that aggregates information about banks, digital banks, payment processors, crypto exchanges, money transfer services, and other financial service providers. Our Service provides users with free access to browse, compare, and research financial products and services.

We do not provide financial services directly. We are an information platform that helps users discover and compare financial service providers.

3. User Eligibility

To use our Service, you must be at least 18 years of age and have the legal capacity to enter into a binding agreement. By using the Service, you represent and warrant that you meet these eligibility requirements.

4. User Accounts

Some features of our Service may require you to create an account. When creating an account, you agree to provide accurate, current, and complete information, maintain and update your information to keep it accurate and current, maintain the confidentiality of your account credentials, accept responsibility for all activities that occur under your account, and notify us immediately of any unauthorized use of your account.

We reserve the right to suspend or terminate your account at our discretion if we believe you have violated these Terms.

5. Acceptable Use

When using our Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of the Service
• Transmit any viruses, malware, or other harmful code
• Scrape, crawl, or use automated means to access the Service without our written permission
• Impersonate any person or entity or misrepresent your affiliation
• Use the Service to send spam or unsolicited communications
• Reproduce, duplicate, copy, sell, or resell any portion of the Service without our permission
• Remove, alter, or obscure any proprietary notices on the Service

6. Intellectual Property

All content on the Service, including but not limited to text, graphics, logos, images, data compilations, and software, is the property of BankList.co or its content suppliers and is protected by intellectual property laws.

You may access and use the Service for your personal, non-commercial use only. You may not modify, copy, distribute, transmit, display, reproduce, publish, license, create derivative works from, transfer, or sell any content obtained from the Service without our prior written consent.

7. Third-Party Content and Links

Our Service contains information about third-party financial service providers and may include links to third-party websites. We do not endorse, guarantee, or assume responsibility for any third-party content or services.

Information about financial service providers is provided for informational purposes only. We make reasonable efforts to ensure accuracy but do not guarantee that all information is complete, accurate, or up-to-date. You should verify all information directly with the relevant financial service provider before making any financial decisions.

We are not responsible for the practices, terms, or content of third-party websites, and your interactions with third-party providers are governed by their own terms and policies.

8. No Financial Advice

The information provided on BankList.co is for general informational purposes only and does not constitute financial, investment, legal, or professional advice. We are not a financial institution, bank, or licensed financial advisor.

You should consult with qualified professionals before making any financial decisions. We do not recommend or endorse any specific financial products, services, or providers. Any reliance you place on information from our Service is strictly at your own risk.

9. Advertising and Sponsored Content

Our Service may display advertisements and sponsored listings from financial service providers. Advertising relationships do not influence our editorial content or the information we provide about financial services.

Sponsored or featured listings may be identified as such. The presence of advertising does not constitute an endorsement or recommendation of the advertised products or services.

10. User Contributions

If you submit any content to our Service, including reviews, comments, or feedback ("User Contributions"), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such content worldwide in any media.

You represent and warrant that:

• You own or control all rights to your User Contributions
• Your User Contributions do not violate these Terms or any applicable laws
• Your User Contributions do not infringe any third-party rights

We reserve the right to remove any User Contributions at our sole discretion.

11. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

WE DO NOT WARRANT THAT:

• The Service will be uninterrupted, error-free, or secure
• The results obtained from using the Service will be accurate or reliable
• Any errors in the Service will be corrected
• The Service will meet your requirements or expectations

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, BANKLIST.CO AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, OR GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SERVICE.

IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SERVICE EXCEED THE AMOUNT YOU PAID TO US, IF ANY, FOR ACCESSING THE SERVICE DURING THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN WARRANTIES OR LIABILITIES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

13. Indemnification

You agree to indemnify, defend, and hold harmless BankList.co and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Service, your violation of these Terms, your violation of any third-party rights, or any content you submit to the Service.

14. Modifications to Service

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time, with or without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.

15. Changes to Terms

We may revise these Terms from time to time at our sole discretion. The most current version will always be posted on this page with the "Last Updated" date.

By continuing to access or use the Service after any revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Service.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Arab Emirates, without regard to its conflict of law provisions. Any disputes arising from or relating to these Terms or the Service shall be subject to the exclusive jurisdiction of the courts of the United Arab Emirates.

17. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms shall remain in full force and effect.

18. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BankList.co regarding your use of the Service and supersede all prior agreements and understandings, whether written or oral.

19. Waiver

Our failure to enforce any right or provision of these Terms shall not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

20. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Email: info[at]banklist[dot]co