Maverick Payments

What is Maverick Payments?

Maverick Payments is a full-service payment processor headquartered in Calabasas, California, specializing in technology-driven payment solutions for merchants of all sizes, including those in high-risk and specialty industries. Founded in 2000, the company has over two decades of experience serving tens of thousands of merchants across retail, e-commerce, and non-traditional business categories. Maverick handles all operations in-house, including underwriting, risk monitoring, compliance, technology development, onboarding, and customer support.

High-Risk Merchant Services

Maverick is particularly known for supporting businesses that traditional processors avoid due to elevated risk profiles. The company provides tailored payment solutions for industries including online gambling, adult entertainment, CBD and cannabis, firearms, travel services, health supplements, subscription services, and financial lending. High-risk businesses benefit from advanced fraud detection, enhanced due diligence, and specialized compliance management designed to address the unique challenges of regulated industries.

Payment Processing Solutions

The platform supports multiple payment channels including card-present transactions through POS terminals, card-not-present processing for e-commerce, mobile payments, mail and telephone orders, and ACH processing. Maverick offers a proprietary payment gateway and virtual terminal for online businesses. Gift cards, loyalty programs, and business funding solutions are also available to help merchants grow their operations.

White-Label Partner Platform

Maverick offers a comprehensive white-label solution for ISOs, ISVs, agents, and developers looking to monetize payments under their own brand. Partners can leverage Maverick's complete payments stack including merchant acquiring, gateway services, ACH processing, fraud tools, and analytics without building infrastructure or taking on risk. The platform includes digital onboarding, portfolio management, sub-reseller controls, support ticketing, and API access.

Developer Tools and Integration

The platform is built with developers in mind, offering robust APIs for seamless integration with CRM systems, shopping carts, and business software. Features include an onboarding API for boarding merchants directly, sandbox access for testing, comprehensive API documentation, and a customizable white-label dashboard. Maverick's developer-centric approach allows ISVs to quickly connect payment solutions after processing approval.

Fraud Prevention and Chargeback Management

Maverick provides optimal fraud prevention tools including real-time monitoring, address verification, and card verification checks. The chargeback management system is designed to protect businesses by simplifying dispute resolution and helping merchants reduce chargeback rates. These tools are essential for high-risk merchants who face increased exposure to fraudulent transactions and customer disputes.

Key Features and Benefits

Maverick delivers 24/7/365 customer support for both partners and merchants, same-day or next-day funding options, and PCI Level One compliance for maximum security. The company's redundant infrastructure ensures reliability, while its proprietary analytics platform provides transparent reporting and portfolio insights. Surcharging options help merchants reduce processing costs in a compliant manner.

Pricing Structure

Maverick does not publish standard pricing because rates are customized based on business type, risk profile, and processing volume. High-risk merchants typically face higher fees due to increased risk exposure, but Maverick works to provide competitive pricing tailored to each merchant's specific situation. Contact the company directly for a customized quote.

Who Should Use Maverick Payments?

Maverick Payments is ideal for high-risk businesses struggling to find reliable payment processing, specialty merchants in regulated industries, and ISOs or ISVs seeking a white-label payment partner. E-commerce businesses, subscription services, and companies with higher chargeback rates will benefit from Maverick's specialized tools and expertise. Partners looking to build their own payments brand without infrastructure investment will find Maverick's turnkey platform valuable.

Reputation and Support

Maverick Payments maintains an A+ rating with the Better Business Bureau and receives mostly positive reviews praising its ability to approve high-risk merchants, responsive customer service, and quick onboarding process. The company's management team brings over 35 years of payment processing experience, providing confidence in its ability to serve complex merchant needs.