A US Account from 180+ Countries — Foreign founders get a USD account with unlimited cards on Slash.

FDIC Insured

Neobanks and fintech platforms with FDIC insurance on deposits. Your money is protected up to $250,000 per depositor through partner bank arrangements.

Updated on April 28, 2026

Mercury

Mercury: Business Banking for Startups & Tech Companies

Business BanksDigital Banks

Mercury offers free business checking, savings, and corporate cards for startups. Up to $5M FDIC insurance, free wires, and Treasury yields up to 4.36% APY.

Slash

Slash: Business Banking, Corporate Cards & Treasury

Business Banks

+5 more

Slash is a business banking platform with up to 2% cashback corporate cards, high yield treasury, stablecoin payments, and USD accounts in 130+ countries.

Flex

Flex Business Banking & Net-60 Card for Cash Flow

Business BanksCredit Cards

AI-native business banking + Net-60 card, 2.47% APY, 1% debit cashback, AP automation, and global payments to 180+ countries.

Parker

Parker Business Credit Card With 90-Day Terms

Business BanksCredit Cards

Business cards with up to 90-day rolling terms, 10–20x higher limits, up to 3.0% APY banking, bill pay, and real-time analytics.

U.S. Bank

U.S. Bank Accounts, Cards, Loans & Mobile Banking

Personal Banks

+2 more

FDIC-insured banking with 4,000+ no-fee ATMs, $25 minimum opening deposit, Smart Rewards perks, and mobile app tools for cash flow and deposits.

Charles Schwab

Charles Schwab Brokerage, Robo-Advising & Banking

Investment Platforms

+2 more

$0 stock/ETF trades, thinkorswim tools, robo portfolios from $5k, and investor checking with worldwide ATM fee rebates plus 24/7 support.

Fidelity

Fidelity Brokerage & Retirement Accounts With $0 Fees

High-Yield Savings Accounts

+3 more

$0 online US stock/ETF trades, $1 fractional shares, ZERO index funds, FDIC-insured cash sweep and global ATM fee reimbursements.

PNC Bank

PNC Bank Accounts, Cards, Loans, and Virtual Wallet

Personal Banks

+2 more

U.S. FDIC-insured bank with Virtual Wallet, Low Cash Mode alerts, mobile deposit, and $200 card bonus plus $400 business checking bonus.

Citi

Citi Credit Cards: Rewards, Intro APR, and Perks

Business Banks

+4 more

Explore Citi credit cards with up to 21-month intro APR, cash back tiers, airline miles bonuses, and fees from $0 to $595.

Chase

Chase Bank Accounts, Credit Cards & Home Lending

Business Banks

+3 more

Explore Chase checking, savings, credit cards, loans and more. Compare options and apply online today.

Discover

Discover Credit Cards and Online Banking Services

Business Banks

+3 more

Explore Discover credit cards and online banking with cashback rewards and no annual fee on select cards. Compare options and apply online.

Marcus

Marcus by Goldman Sachs: Online Savings & CDs

Personal Banks

Earn interest with online savings and CDs from Marcus by Goldman Sachs. Compare rates and open an account online today.

Wells Fargo

Wells Fargo Bank Accounts, Loans & Credit Cards

Business Banks

+2 more

Explore Wells Fargo checking, savings, loans, and credit cards, plus digital banking tools. Compare options and open an account online.

Bank of America

Bank of America Banking, Credit Cards & Investing

Business Banks

+2 more

Explore Bank of America banking, credit cards, loans, and Merrill investing. Compare options and find the right account today.

SoFi

SoFi Bank: Checking, Savings, Loans & Investing Online

Business Banks

+5 more

SoFi Bank offers FDIC-insured checking & savings, personal and home loans, and investing. Competitive APY and no account fees. Open an account today.

Mercury Personal

Mercury Personal Banking: Modern Online Checking & More

Digital BanksPersonal Banks

Explore Mercury Personal for digital checking and savings with FDIC-backed accounts and a debit card. See features and apply online today.

Lili

Lili: Digital Business Banking for Freelancers & SMBs

Business Banks

+2 more

FDIC‑insured business checking with tax tools, invoicing, and a Visa debit card for freelancers and small businesses. Apply in minutes.

Oriental Bank

Oriental Bank — Personal & Business Banking in Puerto Rico

Traditional Banks

Full-service banking for Puerto Rico: checking, savings, loans, and cards. Local expertise with digital tools. Open an account or explore rates.

Popular Bank

Popular: Personal & Business Banking in Puerto Rico & US

Traditional Banks

FDIC-insured personal and business banking, loans, and online tools across Puerto Rico and the U.S. See account options and compare before you apply.

LINKBANK

LINKBANK: Community Business & Personal Banking Services

Traditional Banks

LINKBANK offers local business and personal banking plus digital tools and relationship lending. Explore accounts, loans, and treasury services.

FirstBank

FirstBank: Personal & Business Banking in Puerto Rico

Offshore BanksTraditional Banks

FDIC-insured banking for Puerto Rico, Florida, and Virgin Islands. Checking, savings, loans, and mobile banking. Explore accounts and apply.

Grasshopper Bank

Grasshopper Bank: Digital Business Banking & Loans

Business Banks

FDIC-insured digital business banking with online checking, treasury tools, and SBA plus venture lending. Open online with a modern platform.

Meow

Meow: Corporate Treasury & Business Cash Management

Business BanksInvestment Platforms

Meow offers corporate treasury for startups: T-bills, money market funds, and bank sweeps with enhanced FDIC coverage. Automate your cash yields.

Highbeam

Highbeam: Business banking and credit for ecommerce

Business BanksDigital Banks

Highbeam offers business banking, corporate cards, and working capital for ecommerce brands. Get FDIC-insured deposits, spend controls, and analytics.

Bluevine

Bluevine Business Banking: Checking, Payments, Credit

Business Banks

Bluevine offers FDIC‑insured business checking, bill pay, and a line of credit for U.S. SMBs. No monthly fees plus accounting integrations. See rates and apply.

Fold Card

Fold Card Bitcoin Rewards Debit Card for Daily Spending

Crypto Cards

Prepaid Visa debit card that lets you spend USD and earn bitcoin rewards. Includes ACH account details, bill pay, and FDIC pass-through on cash balances.

Relay

Relay Review 2025: Free Business Banking for Small Businesses

Business BanksDigital Banks

Relay offers fee-free business banking with 20 checking accounts, 1.5% cashback credit card, and 2.86% APY savings. FDIC insured up to $3M. Profit First ready.