Bitget Wallet Card
Spend crypto at 80M+ Mastercard merchants. Apply in minutes, use with Apple Pay/Google Pay. No annual or top-up fees, no FX markups.
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Company Overview
Bitget Card (often marketed on Bitget’s site as the Bitget Wallet Card) is a crypto-linked debit card offered by Bitget and designed for everyday spending. It runs on the Mastercard network and is positioned as a way to pay with crypto at 80M+ merchants worldwide (per Bitget’s current card page).
From a custody perspective, the Bitget Card is custodial (card file source of truth). That means your card spending balance is managed within Bitget’s card/account structure rather than remaining fully self-custodied until the moment of purchase.
Bitget promotes the card as an “everyday crypto card” with broad merchant acceptance and a simple in-app experience, including controls to suspend or cancel the card when needed.
Products & Services
Virtual Card
Bitget supports mobile payments (Apple Pay and Google Pay) (card file + website messaging). Availability of a virtual vs. physical form factor can vary by region and program; however, a metal card is supported (card file), indicating that a physical card option exists within the Bitget Card program in at least some markets.
Key Features
- Mastercard acceptance (80M+ merchants): Use the Bitget Wallet Debit Mastercard to shop at over 80 million merchants worldwide (Bitget website).
- Mobile wallet support: Works with Apple Pay and Google Pay (card file).
- Card controls: Ability to suspend or cancel the card (card file).
- Supported assets (spending/top-up): USDT and USDC (card file).
- Potential cashback: Up to 1% cashback (card file).
- Staking requirement: Yes (BGB) (card file). This typically means BGB staking may be required for eligibility and/or certain tiers/benefits depending on the program rules in your region.
- Metal card availability: Yes (card file).
- “Fee-free” marketing vs. actual fees: Bitget’s site highlights “fee-free crypto payments,” but the card file indicates there are FX fees in certain cases (see Fees & Pricing below). As with most card programs, “fee-free” commonly refers to no annual fee or no hidden platform fees, not necessarily zero FX fees in every scenario.
Supported Payment Platforms
- Apple Pay
- Google Pay
(The current Bitget Wallet Card page messaging emphasizes Apple Pay/Google Pay. Other platforms mentioned in the previous draft (WeChat Pay, Alipay, PayPal) are not confirmed by the provided sources for this specific card program and have been removed for accuracy.)
Card Network
- Mastercard
Fees & Pricing
The table below reflects the most reliable, program-level values provided in the card file (primary source of truth).
| Fee Type | Amount |
|---|---|
| Annual Fee | Free |
| FX Fee | 1% – 2.2% (varies by currency/region/merchant setup) |
| Card Issuance | Not specified (no confirmed issuance fee in provided sources) |
| Top-Up Fee | Not specified |
| ATM Withdrawal Fee | Not specified |
| ATM Limits | Not specified |
Important correction vs. previous version: The earlier content referenced a 10 USDC opening fee, a monthly 0-fee quota, “Google real-time FX rate,” and a detailed fee schedule for an “Exchange VIP Card.” None of that is present in the card file provided for this Bitget Card entry and is not supported by the supplied Bitget Wallet Card page excerpt. Those items have been removed to avoid mixing multiple card programs and outdated/uncertain details.
Spending Limits
Bitget Card spending limits are not specified in the card file data provided for this listing.
| Limit Type | Amount |
|---|---|
| Daily Spending | Not specified |
| Monthly Spending | Not specified |
| Annual Spending | Not specified |
| ATM Withdrawal Limits | Not specified |
Limits often depend on issuing partner, verification level, and region. Since the provided sources do not specify exact numbers, this section remains intentionally limited to confirmed information.
Supported Cryptocurrencies
Bitget Card currently supports the following assets (card file source of truth):
- USDT
- USDC
(Previous claims about additional tokens, “onchain swaps,” or other networks are not confirmed by the card file data provided for this listing and have been removed.)
Geographic Availability
According to the card file data, Bitget Card is available in:
Currently Available
- Europe (EEA)
- UK
- LATAM
- APAC
Not Listed / Not Confirmed in Provided Sources
- United States (not included in the supported regions list in the card file)
Important correction vs. previous version: The earlier draft included an extensive country-by-country list (including “China”) and specific exclusions (e.g., “Ukraine”). Those details are not present in the provided card file regions list or the supplied website excerpt, so they have been removed to avoid publishing potentially incorrect availability information.
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Rewards & Cashback
Ongoing Rewards
- Cashback: up to 1% (card file)
Staking Requirement
- Yes — BGB staking (card file)
This listing does not include a confirmed signup bonus:
- Signup bonus: None (card file)
Important correction vs. previous version: The earlier content referenced time-bound launch promotions (e.g., “5% BGB cashback,” “Brazil 20% cashback,” and “5 USDC KYC bonus”) and “up to 8% APY staking.” These promotions and yields are not supported by the provided card file data or the supplied Bitget page excerpt for this entry, so they have been removed.
Security & Compliance
The Bitget Card is a custodial card program (card file). In practical terms, that generally means:
- Custodial account model: Your spending balance and card operations are managed within the card/account program rather than being fully controlled by a self-custody wallet at all times.
- Card controls: Bitget supports the ability to suspend or cancel the card (card file), which is an important safety feature if a device is lost or suspicious activity is detected.
- Network-level protections: As a Mastercard card, transactions typically benefit from Mastercard’s established authorization and dispute frameworks, subject to the card program’s terms and regional rules.
Important correction vs. previous version: Prior claims about “non-custodial spending,” “real-time onchain settlement,” “no bank intermediaries,” a specific issuer/processor partner, and a “$300M protection fund” are not confirmed by the provided sources for this listing and have been removed to keep the content accurate.
Target Users
Ideal For
- Users who want a Mastercard crypto debit card for everyday spending at 80M+ merchants worldwide (Bitget website)
- People who prefer paying with USDT or USDC (card file)
- Users who want Apple Pay/Google Pay support (card file)
- Customers interested in up to 1% cashback, potentially linked to BGB staking (card file)
- Users in EEA/UK, LATAM, and APAC where the program is available (card file)
Not Suitable For
- Users who require confirmed ATM limits/fees upfront (not specified in the provided sources)
- Users looking for high cashback tiers (this program is listed as up to 1% cashback)
- Users who specifically want a non-custodial “spend directly from self-custody” model (this program is custodial per card file)
- Users outside supported regions (the card file only lists EEA/UK, LATAM, APAC)
How to Apply
The Bitget card page positions this as an in-app flow (“Get your card”). Exact step-by-step requirements (fees, KYC bonus, or quotas) are not specified in the provided sources, so the process below stays high-confidence and product-aligned:
- Visit the official Bitget Card page: https://web3.bitget.com/en/card
- Start the application flow in Bitget’s wallet/app experience (“Get your card”).
- Complete any required identity checks and eligibility requirements for your region (typical for card issuance).
- Add the card to Apple Pay or Google Pay (supported).
- Fund the card using supported assets (USDT/USDC) and begin spending where Mastercard is accepted.
Pros
- Free annual fee (card file)
- Mastercard network acceptance with 80M+ merchants worldwide (Bitget website)
- Apple Pay and Google Pay support (card file)
- Supports major stablecoins: USDT and USDC (card file)
- Up to 1% cashback (card file)
- Metal card available (card file)
- Ability to suspend or cancel the card (card file)
- Available across multiple regions: EEA/Europe, UK, LATAM, APAC (card file)
Cons
- FX fee applies (1%–2.2%) depending on usage scenario (card file)
- ATM limits and ATM fees are not specified in the provided sources (card file)
- BGB staking requirement may be a barrier for some users (card file)
- Not positioned as a high-rewards card (cashback is up to 1%)
- Custodial model may not suit users who want strictly self-custodied spending flows (card file)
Alternatives
- Holyheld - Non-custodial Mastercard with multi-network support
- MetaMask Card - Self-custody crypto card tied to MetaMask ecosystem
- Crypto.com Card - Tiered rewards with CRO staking
- Coinbase Card - Exchange-linked spending for Coinbase users
- Bybit Card - Crypto card option for Bybit users
About the author
Founder of Sirket.io & Editor at BankList.co
Can Ozer is the founder of Sirket.io with over 6 years of experience in international taxation. He has helped many entrepreneurs with offshore company formation, business bank account opening, and payment infrastructure applications across multiple jurisdictions. At BankList.co, he reviews and curates banks and financial services to help founders choose the right financial partner.
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