Wallester

What is Wallester?

Wallester is an Estonian fintech company that provides businesses with corporate Visa cards and expense management solutions. Founded in 2016 and licensed by the Estonian Financial Supervisory Authority, Wallester offers two core products: Wallester Business for corporate expense management and Wallester White-Label for companies wanting to launch their own branded card programs. The platform serves businesses across the European Economic Area, United Kingdom, Switzerland, UAE, USA, Canada, Singapore, and Australia.

Free Corporate Expense Cards

Wallester Business stands out by offering up to 300 free virtual Visa cards with no monthly fees. Businesses can issue unlimited physical cards and instantly create virtual cards for online purchases, advertising campaigns, and employee expenses. Cards can be added to Apple Pay, Google Pay, and Samsung Pay for contactless payments. The free plan includes all core features, making it accessible for startups and small businesses looking to manage expenses without upfront costs.

Real-Time Expense Tracking

The platform provides instant visibility into all corporate spending through a centralized dashboard. Every transaction triggers real-time notifications, allowing finance teams to monitor expenses as they happen. Businesses can set individual spending limits per card, restrict usage by merchant category, and freeze cards instantly when needed. This level of control eliminates surprises at month-end and helps prevent unauthorized spending.

Multi-Currency IBAN Account

Wallester provides businesses with an IBAN account that supports multiple currencies including EUR, USD, GBP, SEK, NOK, DKK, PLN, CZK, HUF, and RON. Payments in EUR have no commission, while transactions in other currencies are automatically converted at competitive exchange rates. Account top-ups can be made via bank transfer or by card through Visa, Mastercard, or Apple Pay.

Automated Reporting and Integrations

The platform automates expense reporting by compiling and categorizing transactions automatically. Businesses can generate detailed statements for all corporate expenses, specific accounts, or individual cards. Wallester offers REST API integration for connecting with accounting software and other business systems, streamlining reconciliation and reducing manual data entry.

Payroll and Team Payments

Wallester simplifies payroll by enabling businesses to pay employees, freelancers, and remote team members directly to their cards. Batch payment functionality allows processing payroll for all employees in one transaction, eliminating manual transfers and reducing errors. Funds are credited immediately to cardholder accounts.

Key Features and Benefits

Wallester delivers account setup within 24 hours with a straightforward verification process. The platform includes role-based permissions for controlling who can issue cards, spend, and view transactions. Premium Platinum plan users gain access to Priority Pass airport lounges and Visa Luxury Hotel Collection benefits. Customer support is available via email and phone during weekdays.

Pricing Plans

The Free plan includes 300 virtual cards and unlimited physical cards with all core features. The Business plan at €199 per month offers additional virtual cards at reduced rates. The Platinum plan at €999 per month provides premium benefits and higher card volumes. All plans include real-time tracking, spending controls, and mobile app access.

Who Should Use Wallester?

Wallester is ideal for EU and UK-based startups, SMEs, marketing agencies managing ad spend across multiple platforms, e-commerce businesses, and companies with remote teams needing expense cards. The platform suits businesses that primarily operate in Euros or GBP and want a free or low-cost expense management solution with instant card issuance.

Security and Regulation

Wallester is authorized by the Estonian Financial Supervision and Resolution Authority and operates as an official Visa Principal Member. The platform complies with PCI DSS requirements for payment card security. Features include 3D Secure protection for online payments, instant card freezing, transaction alerts, and customizable user permissions to protect against fraud.