Mt Pelerin

What is Mt Pelerin?

Mt Pelerin is a Swiss fintech company founded in 2018 by Arnaud Salomon, headquartered in Geneva with offices in Neuchâtel. The company operates as a regulated financial intermediary specializing in cryptocurrency buying, selling, swapping, and bridging services. What sets Mt Pelerin apart is its emphasis on self-custody, Swiss regulatory compliance, and the ability to transact without KYC for smaller amounts.

The platform has processed over $1 billion in transactions and serves more than 150,000 users across 172 countries. Mt Pelerin is affiliated with SRO-member SO-FIT, an officially recognized self-regulatory organization under FINMA (Swiss Financial Market Supervisory Authority), meaning its AML processes are regularly audited by independent entities.

A unique aspect of Mt Pelerin is its MPS token—the world's first legally recognized tokenized share. MPS holders are actual shareholders of Mt Pelerin Group SA with voting rights, dividend eligibility, and fee discounts on the platform.

Main Features

Buy Crypto: Purchase 30+ cryptocurrencies via bank transfer (SEPA, SIC, SWIFT) or credit/debit card. Crypto is delivered directly to any wallet you control—not held on the platform.

Sell Crypto (Off-Ramp): Cash out cryptocurrencies from any self-custodial wallet to your bank account in 18 fiat currencies across 164 countries. No maximum withdrawal limits.

Swap & Bridge: Exchange cryptocurrencies with each other across 15 different blockchains with a 0.5% fee (first CHF 500 free annually). Bridge assets like BTC, ETH, USDC, and USDT between chains.

Bitcoin Lightning Network: Full support for Lightning transactions, including buying, selling, and swapping Lightning sats. Recognized as one of the best Lightning wallets available.

Bridge Wallet: Mt Pelerin's self-custodial mobile wallet app supporting multi-chain assets, DCA (Dollar Cost Averaging) through recurring bank transfers, and direct integration with the exchange services.

Personal IBAN: Receive a free IBAN for your crypto wallet in your own name, allowing anyone to send you fiat funds via bank transfer that convert directly to crypto.

Asset Tokenization: The Bridge Protocol enables businesses to tokenize securities (shares, bonds, real estate) in a fully compliant manner under Swiss law.

Pricing

Mt Pelerin's fee structure rewards both first-time users and MPS token holders:

Bank Transfer Purchases:

Annual Volume	Commission
First CHF 500	0% (Free)
CHF 500 - 4,999	1.3%
CHF 5,000 - 49,999	1.1%
CHF 50,000 - 100,000	0.9%

Card Purchases:

Annual Volume	Commission
First CHF 500	2.5%
CHF 500 - 4,999	3.8%
CHF 5,000 - 49,999	3.6%
CHF 50,000 - 100,000	3.4%

Plus CHF 1.20 fixed fee per card transaction.

Crypto Swaps: 0.5% commission (first CHF 500 free annually, USDC to USDC swaps 0.1%)

Network/Delivery Fees:

• Bitcoin Lightning, Polygon, Optimism, Arbitrum, Celo, Gnosis Chain: Free
• Ethereum (ETH): $0
• Ethereum (other tokens): $1

MPS Token Benefits: Each MPS token provides +CHF 1,000 free volume (up to CHF 50,000) and -0.004% fee reduction (up to -0.4%). Holding 50+ MPS can reduce fees to zero.

KYC & Limits

Mt Pelerin offers KYC-free transactions within Swiss regulatory limits:

Transaction Type	Without KYC	With KYC
Bank Transfer Buy	Up to CHF 1,000/day	Up to CHF 100,000
Card Purchase	Up to CHF 200	Up to CHF 5,000/transaction
Sell/Off-Ramp	Up to CHF 1,000/day	No max limit
Instant EUR Transfer	Up to €1,000/transaction	Up to €1,000/transaction

For transactions above CHF 100,000, contact their OTC desk for institutional-grade execution.

Supported Blockchains & Assets

Mt Pelerin supports 15 blockchains:

• Bitcoin (including Lightning Network)
• Ethereum
• Arbitrum
• Base
• BNB Chain
• Celo
• Gnosis Chain
• Optimism
• Polygon
• Rootstock (RSK)
• Sonic
• Tezos
• zkSync Era
• Avalanche

Popular Cryptocurrencies: BTC, ETH, USDC, USDT, EURC, DAI, XDAI, BNB, AVAX, POL (Polygon), XTZ (Tezos), PAXG (Pax Gold), XAUt (Tether Gold), ZCHF (Frankencoin), and 30+ more.

Security & Regulation

Mt Pelerin operates under strict Swiss financial regulations:

• Registered as financial intermediary since 2017
• Affiliated with SRO-member SO-FIT (recognized by FINMA)
• Audited multiple times per year by independent organizations
• Swiss KYC/AML compliance (among the strictest globally)
• All identification data processed internally—no third-party KYC providers
• Bank transfers to Swiss accounts protected by Swiss privacy laws
• Self-custodial model: users always control their private keys

Who Should Use Mt Pelerin?

Ideal For:

• Privacy-conscious users seeking KYC-free crypto purchases
• European users wanting seamless SEPA/SEPA Instant on/off-ramping
• Bitcoin enthusiasts requiring Lightning Network support
• Self-custody advocates who want direct wallet delivery
• Investors interested in DCA (Dollar Cost Averaging) strategies
• Users in countries where CEX withdrawals to bank are difficult
• Businesses needing asset tokenization services
• Expats and international users in 172 supported countries

May Not Be Suitable For:

• US residents (not supported)
• Chinese residents
• Users in sanctioned countries (Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, etc.)
• Traders seeking advanced order types or margin trading
• Users requiring high-frequency trading features
• Those preferring custodial exchange experiences

Considerations

Mt Pelerin excels as a fiat on/off-ramp for self-custodial users, particularly in Europe. The ability to buy and sell crypto without KYC (within limits) while maintaining full Swiss regulatory compliance is a significant advantage. The Lightning Network integration makes it one of the few regulated platforms offering instant, nearly-free Bitcoin transactions.

However, the platform is not a full-featured exchange—there's no order book, limit orders, or margin trading. Fees for card purchases are higher than bank transfers, and instant EUR transfers have a €1,000 limit. Response times for customer support, while generally praised, can vary.

The MPS token system is innovative for long-term users, offering real equity ownership and fee benefits, but requires understanding tokenized securities and their tax implications.